For college graduates, it’s becoming more common to leave school with tens of thousands of dollars of student loan debt. It can be daunting, but not insurmountable. The best way to tackle your debt is to create a budget – and stick to it. It will help you prioritize, enabling you to hack away at your debt more efficiently. You can also check with prospective employers to see if they’re willing to offer one-time loan payoffs in exchange for a lower starting wage, or other tradeoffs.